Case Studies, Enforcement Actions & Practical Scenarios

Case Studies, Enforcement Actions & Practical Scenarios is Course 9 in the StudyAML United States Series, designed to help financial services professionals apply AML and sanctions compliance requirements in real world situations. This course examines recent U.S. enforcement actions and regulatory investigations to show how compliance failures occur in practice and how they can be prevented. Learners explore how regulators assess judgment, escalation, and accountability across firms of all sizes. Practical insight. Regulatory expectations. Better decisions under pressure.

20 - 25 minutes

Certificate Included

United States

Description

This self paced course provides a practical, scenario driven examination of how AML, CFT, and sanctions compliance obligations are enforced in the United States. Designed to be completed in approximately 20 to 25 minutes, the course uses real enforcement actions and case studies to demonstrate how regulatory expectations translate into day to day compliance decisions. The course is suitable for professionals working in compliance, AML, sanctions, risk management, operations, audit, and governance functions. While focused on the U.S. regulatory environment, including federal supervisory authorities and sanctions enforcement, the principles explored are aligned with FATF standards and internationally recognised best practices. Learners will examine common failure patterns such as transaction laundering, sanctions screening breakdowns, and insider facilitation. The course emphasises practical judgement, escalation, documentation, and governance, showing how weak culture and poor decision making often lead to regulatory action. By the end of the course, learners will be better equipped to identify red flags, respond appropriately, and apply a risk based approach that meets both domestic regulatory expectations and global standards.

What will you learn?

Module 1: Recent U.S. Enforcement Actions
This module explains how U.S. regulators use enforcement actions to communicate expectations, shape industry behaviour, and address systemic weaknesses. Learners will understand where to find enforcement information, how regulators identify failures, and how enforcement trends should inform enterprise wide risk assessments.
Module 2: What We Learn from Penalties and Censures
This module explores how regulators assess accountability, intent, and culture when imposing penalties or issuing censures. Learners will examine how governance failures, poor escalation, and repeated issues increase regulatory consequences and how firms should translate enforcement outcomes into stronger controls.
Module 3: Case Studies – Transaction Laundering and Sanctions Failures
This module uses real world scenarios to explain how transaction laundering and sanctions breaches occur in practice. Learners will identify common red flags, understand why controls fail, and apply appropriate responses consistent with U.S. requirements and FATF aligned expectations.
Module 4: Insider Facilitation and Team Decision Making
This module focuses on insider risk and team based decision making when compliance concerns involve internal staff. Learners will understand the importance of segregation of duties, independent oversight, and structured escalation in maintaining effective AML and sanctions compliance programs.
Final Knowledge Check
The final assessment tests the learner’s ability to apply enforcement lessons and case study insights to realistic compliance scenarios, reinforcing judgement, accountability, and regulator focused decision making.